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Accounting | CFO | Advisory
Grow Your Non-profit Organization with a Financial Expert!
Improve your cash position & plan your NPO’s financial future
Trust in my 10+ years of experience working in the non-profit sector
Enjoy personalized service, reliable communication & full transparency

Karen Gaines, CPA & Owner
Karen Gaines is a Certified Public Accountant with over 20 years of experience in financial management and over 10 years working with non-profit organizations. As the founder of Plenty of Cents LLC, she has built a reputation for delivering accurate, timely, and strategic financial services for various non-profits.
Karen’s expertise includes: Financial Statement Analysis, Financial Reporting, Strategic Planning, and Grant Writing & Management.
Karen is dedicated to helping non-profits understand their fiscal position and be financially stable, so they can focus on ensuring support reaches those who require it.
“Karen is responsible for managing the accounts at Management Excellence, Inc. She started by working on the financials and improved our processes. Our payroll provider was a problem, so she suggested and switched to a better payroll system. I can run questions by her to get her thoughts on matters. I wish I had found her sooner!”
—Fran Rickenbach, CEO of Management Excellence, Inc of Dayton, OH
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Dayton, OH
License: CPA.44837